P&L analysis involves reviewing (& potentially building) your Profit & Loss statement, which summarises revenues, costs, and expenses over a set period (monthly, quarterly, annually). It shows whether your business is making money or losing it and why.

It can help you to see the full financial picture and make smart decisions about where money is going and how to improve profitability.

It can help you to:

• Identify profit drivers – Help pinpoint which products, services, or revenue streams are performing well.

• Highlight cost inefficiencies – Flags areas where spending is too high or unnecessary.

• Make informed decisions – Supports choices around pricing, staffing, investment, and strategy.

• Tracks financial health – Allows you to measure success, set targets, and plan ahead confidently.

P&L analysis isn’t just about looking at numbers—it’s about telling the financial story behind a business and using it to drive growth, stability, and success.

Budgeting is about planning. It’s setting a financial roadmap for your business—deciding how much you expect to earn and how much you plan to spend over a certain period (like a year or a quarter).

Think of it as:

• Setting financial goals

• Allocating resources wisely

• Keeping spending in check

Forecasting is about predicting. It uses past data and current trends to estimate what your business is likely to earn and spend in the future.

It helps you:

• Anticipate cash flow

• Prepare for busy or quiet periods

• Make informed decisions based on real trends

Budgeting sets your targets.
Forecasting shows your progress and helps you adjust.

Together, they help you:

• Stay in control of your finances

• Avoid surprises

• Make confident, data-driven decisions

Cash flow management is about making sure your business has enough money coming in to cover what’s going out—at the right time.

Even profitable businesses can run into trouble if they don’t manage cash flow well. It helps you:

• Avoid running out of cash

• Pay bills and staff on time

• Plan for quiet periods or unexpected costs

• Make confident decisions about spending or investing

I’ll help you:

• Monitor your cash flow regularly

• Spot potential shortfalls before they happen

• Create a plan to keep your business financially healthy

Operational efficiency support is about helping your business run smoother, faster, and more cost-effectively—without sacrificing quality.

It focuses on:

• Streamlining processes

• Reducing waste or duplication

• Improving how teams, tools, and systems work together

When your operations are efficient, you:

• Save time and money

• Deliver better service to your customers

• Free up resources to focus on growth

I’ll work with you to:

• Identify bottlenecks or inefficiencies

• Recommend practical improvements

• Set up systems and processes that support long-term success

Balance sheet management is about keeping your business’s financial foundation strong and balanced. The balance sheet shows what your business owns (assets), owes (liabilities), and what’s left over for you (equity) at a specific point in time.

But it doesn’t stop there. Effective balance sheet management also includes stock control—accurately valuing your inventory, ensuring the right stock is used for the right purpose, and maintaining full visibility of where your stock is at all times

Managing your balance sheet helps you:

• Understand your business’s true financial position

• Maintain healthy cash reserves and manage debt

• Make informed decisions about investing, borrowing, or expanding

• Improve your business’s creditworthiness and financial stability

I’ll support you by:

• Reviewing your balance sheet regularly

• Helping you manage assets, liabilities, and equity effectively

• Offering insights to strengthen your financial position and reduce risk